I love the new E*Trade commercials. The marketing company who dreamed up the talking babies created a memorable phenomenon with people who will probably never use their products. That’s a shame, I’ll explain later. First, watch these two new commercials and enjoy!

E*Trade has been around for 20+ years and was one of the Internet’s first major online brokers. Today

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Many cell phone users find themselves becoming addicted to the convenience of talking on the go, having the newest high-tech phones and purchasing expensive downloadable ringtones, screensavers and games. However without budgeting mobile bills can quickly add up, leaving you with overage charges hundreds of dollars more than what you expected. If you want to learn how to save money and reduce cell phone bill, implement the following strategies.

Choose the right plan

Review your cell phone bill and look at the total number of minutes in your plan, compared to how many minutes you tend to actually use and adjust accordingly.

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There are 7 types of taxes that are paid for by an individual.

1. Income Taxes: These taxes are paid out by anyone who earns an income by any means. April 15th is the day that income tax filings are due in the United States, and anyone earning income needs. Income taxes are subject to deductions and tax credits; they are usually not paid by people under a certain income or who have special situations such as a disability.

2. Property Taxes: These are paid by anyone who owns property such as land, a home or commercial real estate. These taxes are often collected by the state and county to help fund their budgets. While income taxes are subject to deductions or credits, these taxes are often fairly rigid.

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If you assembled the top 100 career management professionals across the top 10 industries and asked them for their best advice, I seriously doubt you’d hear anything about “value justification” or “user engagement.” You might not even hear change management, going forward, setting them up for success, best practices, organic growth, or value added. Most of those buzzwords are just that: buzzwords – ambiguous phrases to make one person seem “in the know” to junior managers who don’t know better.

No one would win a game of “corporate buzzword bingo” at that gathering. I doubt you’d hear any nonsensical buzzwords from anyone who’s actually built a business from the ground up, or from a wise veteran who has served as a mentor, or from someone who’s got the calluses and scars from actually doing the work to build a company. What WOULD you hear?

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ISA investments to hit all-time high?

The amount of money invested in ISAs will top £40 billion for the first time at the end of the tax year.

This is according to new findings from Clydesdale & Yorkshire Banks, which has noted the growing popularity of ISAs among savers.

When the accounts were first introduced in 1999-2000, 9.3 million were opened, although by the end of this tax year they anticipate that a total of 14 million will be in existence.

“It is only since 2005-06 that we’ve seen more people investing more money in ISAs. Read full post…