When just starting out, some beginning traders will want to use all of their available funds to trade rather than buying software and data feeds. In this article, we’ll look at how that can be done, using free end of day data and indicators.

Trading software allows traders to design and back test trading systems. It also makes it easy to generate orders that need to be entered and in some cases can even automate system execution. However, trading software can be expensive. It can also be difficult to use requiring some programming skills in many cases. Less expensive software tends to require the most programming skill. Part time traders also may not have the time to learn the software.

Data represents another expense. Real-time data is needed for those wanting to day trade, but even end-of-day data feeds will cost at least a couple hundred dollars a year. M

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New numbers from the National Federation of Independent Businesses paint a frustrating picture for small businesses’ working capital management. USA Today reports:

Nearly 40% of firms surveyed by the National Federation of Independent Business said “receivables,” or money that customers owe, are coming in at a slower pace, new NFIB data show.

The article goes on to say that the manufacturing, retail and wholesale industries are bearing the brunt of these ever-lengthening payment terms. Manufacturers with less than $10 million in annual revenue received payments an average of 48 days after invoicing their customers, which is 10 days longer than in 2006.

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Don MaNay is a financial columnist, a Huffington Post contributor and an expert in the field of structured settlements. 

Don’s financial guidance is refreshingly straightforward, filled with good common sense, and geared towards a Main Street audience.  His most recent book is titled Wealth Without Wall Street: A Main Street Guide to Making Money. 

We had an opportunity to speak to Don about his financial practice and his most recent book.  

Annuity Digest: You have written several books. How is Wealth without Wall Street different from your previous books and why did you decide to write it now? 

Don McNay: This is my third book. The first was about Kentucky’s Governor and the second was about lottery winners. This is th

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Strength and Security

As a retail client with IG Index you can rest assured that your funds are completely secure at all times.

When you open an account with us we will hold your money on a segregated basis, in accordance with the Financial Services Authority’s client money rules. Under these rules, we pay each retail client’s money – including deposits and net unrealised profits – into segregated retail client bank accounts (i.e. accounts which are separate from our own).

The money is treated as belonging to our clients and cannot be used by us in any way at any time, giving you complete peace of mind.

Please note, these protections do not apply to professional clients who have agreed to title transfer their funds.

Online safety

To ensure your funds are safe, our platform uses SSL (Secure Sockets Layer) – the online standard for financial transactions. SSL i

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On October 17, key tourism operators came together to discuss ways to increase numbers of visitor arrivals from South Africa.

The meeting was conducted by the general sales agent (GSA) of Air Seychelles in South Africa, Deon Fremantle, who was accompanied by some top tour operators that sell Seychelles as a tourist destination. The event was attended by the chairman of the Seychelles Hospitality and Tourism Association (SHTA), Louis d’Offay.

The participants were informed that while an average 7 000 South African visitors came to Seychelles in 2010, Mauritius, the jurisdiction’s main competitor, received more than 81 000 tourists. The 2011 arrival figures to date compared to 2010 reflect a stagnation, however, in Mauritius this was up by 10%.

As to other competitors, Mozambique, Zanzibar, the Maldives and Thailand are offering similar products at significantly lower prices. Aro

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Every so often we get a call from a foreign prospect who is doing business with a US company, wondering if they can factor their invoices. Their usual argument is that the invoices are to strong US customers, so just because they are in a foreign country is should not matter. For many factoring companies, it does matter quite a bit since due diligence is tougher, as is getting a security interest in the invoice. But there are a few companies that offer that service, it’s called  import factoring also known as foreign exporter factoring.

Import factoring transactions are much like conventional factoring transactions. Usually, the invoice is financed through two installments the advance and the rebate. The advance is giving as soon as the client is invoices (for completed work or delivered product) and goes from 70% to 80% of the invoice. The reb Read full post…