Bills add up fast, and if you’re the type that’s getting 20+ bills a month, you probably just want to sit back, and pull out your hair. Instead of stressing out about your bills, there are some things that you can do, in order to cut back on them either completely, or by knocking a good portion off of them. Here’s what I have done in the past year, and I’ve easily been able to save 20-30% each month. It all adds up, trust me!

Ditch the Cable TV
Cable TV is expensive, no matter what package you have today. In today’s technological era, you can gather up a lot of shows for free online. With services such as Hulu, and YouTube, there’s no reason to watch all the shows you love on TV for a price. Purchase a HDTV antenna, and you can enjoy all your local channels for free.
Study your cell phone bill
A lot of us Americans pay a lot for our cell phone bill, and if you’re paying $100+ a month for your phone, you may want to look into your bill. If you have a family plan with more than 2 phones, you need to sit back, and look at how much you use. Do you use all of your minutes? Do you use all of the options? Do you really need the data plan? I think you get my point. Consider cheaper alternatives online for your phones, with companies such as Magic Jack, and Google Voice.
Cut back on the electric
If you don’t have an electric thermostat, I highly recommend that you purchase one. When you go to bed at night, set the temperature down to 60-65. Do this from the time you go to bed, until you’re about to wake up. You really don’t need the heat blasting at night, since you’ll have a ton of covers. It’s also important to scale back the heat as well, when you’re off at work. This alone can knock 20% off your heating bill alone.
Do simple things around the house
There are some small, but simple things that you can do just to save on your utility bills as well. Change your light bulbs to florescent, check your windows for leaks, fix breaking faucets, use fans instead of the A/C, and more. It’s just important to be smart with your usage.
Save on groceries
If you’re like me, you want to turn grocery shopping into a game. See how much you can truly save, every time you go out, and shop. Use free online coupon databases, and services such as TheGroceryGame.com. It’s a great source to use, when you’re looking to save 40% on your groceries each, and every time.
Look at your services
Do you have any services such as landscaping? Pool services? Analyze these services, and see if you really need them. You’ll be surprised at how much you can save by simply doing all of the work yourself. It really isn’t that hard to so. If you have to, you can always consider the neighborhood kid to do the lawn cutting for you.
It’s really not that hard to save money on your bills. As long as you use your head, and try to attempt to cut back on your bills, you really can save 20%+ each month.

This is a guest post written by Elizabeth Cutten. Elizabeth is a frequent contributor, and co-creator for FINDSecuredCards, a getting out debt blog helping those that are looking to save up money, and fight debt.

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