12 Apr
Posted by: James Pease in: Financial Tips
Savings Accounts and Money Market Rates provided by 11 April 2011 It’s that time of year again: High school seniors around the U.S. – the world for that matter – are receiving decision letters from colleges and universities. It’s a nerve-wracking time for sure, but once you’re gotten that coveted acceptance letter from your first choice school, you have some big decisions to make.
Deciding which college you’ll attend is a big decision. You’re going to spend the next four years of your life immersed in a school and it’s important to make sure the school you decide to attend is a good fit for you. While many prospective college students fret over which college has the best social life or sports teams, they should also ask themselves a very important question when choosing a school: What college will give me the best return on my investment?
Higher education in the U.S. Read full post…
Browse > Home / News, News-Loans / Money Advice service now available for consumers Money Advice service now available for consumers
April 12, 2011 by Reno Filed under News, News-Loans
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There is no doubt that there are many people these days that are desperate for financial advice, as they have a range of money issues that they need advice and help with, including debt advice, pensions advice, and advice on savings and other financial services. However, it has become increasingly difficult for people to get the advice that they needed over recent years, especially in respect of debt with demand for these services soaring.
However, the government has now launched its Money Advice Service, which is designed to provide consumers with advice relating to a wide range of financial issues that may be causing confusion or problems.
09 Apr
Posted by: Renetta Rust in: Financial Tips
Group buying website, Incahoot.com is currently offering a £30 cashback offer on First Utility energy bills, with a free smart meter, which it says will help members cut the risk of a sudden shock fuel bill thanks to 100% accurate monthly billing.
The offer comes at a time when heavy winter fuel bills will already be hitting, and Ofgem rules on price tariff changes are about to come into play at the end of the month.
While price comparison websites such as Moneysupermarket help compare individual deals, a new breed of website for group-buying has developed in recent years, which allows consumers to get even bigger discounts.
John Evans, founder of Incahoot, said: Incahoot offers consumers the exact opposite to a price comparison site.
A credit repair attorney can help you save thousands of dollars by aiding in the cleanup of your credit report. A good credit repair attorney will review your report and let you know which problems are negatively influencing your report. The attorney can also suggest ways that the problems can be either corrected or the impact could be minimized.
Why Do You Need a Credit Repair Attorney?
Good credit can help you get a car, house, or loans for school. Some businesses even run a credit check on potential employees, so having poor credit can even cost you a job. A credit repair attorney can help resolve some of the issues on your credit report, which in turn can help restore your good credit. This will allow you to use your good credit to buy that new house, car, or help you obtain credit at lower rates.
The news that Scottrade was preparing to offer its own low cost Exchange-Traded Funds (ETFs) has been out for some time. Yesterday, the popular online discount broker announced investors can now trade a suite of FocusShares Scottrade ETFs that currently consists of 15 diversified funds, all tracking indices developed by Morningstar and all with the lowest expense ratio (ER) in their respective category, ranging from 0.05% to 0.19%. T
03 Apr
Posted by: Irene Segura in: Financial Tips
Banks and credit card issuers are warning customers that millions of e-mail addresses were possibly stolen from an advertising company last week. As a result, customers could receive fraudulent e-mails that attempt to coax their account login information from them.
A number of major banks and financial institutions say customers may begin seeing e-mails that try to trick them into providing login information for their bank accounts and credit cards due to a security breach at a Dallas-based e-mail management company called Epsilon.
Some banks that could have been affected by the breach include Barclays Bank, Capital One Financial Corp. U.S. Bancorp and Citigroup Inc. and JPMorgan Chase & Co. Retailers were also affected by the breach, including TiVo Inc., Best Buy Co., Kroger Co., Walgreen Co.
03 Apr
Posted by: Renetta Rust in: Financial Tips
Mortgage loan officers like to direct your attention to just one figure when you’re considering mortgage loans: your monthly payment.
This is why one of the first questions that a loan officer will ask you is a simple one: “How much can you afford to spend on a mortgage loan each month?” If you say $1,500, your mortgage loan officer will do everything that he can to find you a loan with a monthly payment that sits at $1,500 or less.
There’s a problem with this approach, though. It might not leave you with the best home loan for your financial circumstances.
Consider this scenario: Your lender might suggest an adjustable-rate mortgage for you, one that starts with extremely low interest rates. Thanks to these low rates, you’re able to move into a home for under $1,500 a month in mortgage payments. Adjustable-rate loans, though, are far from a sure thing. After a s