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	<title>Financial News and Tips &#187; Financial Tips</title>
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		<title>Buying a Home in a Down Economy: Things You Need to Know</title>
		<link>http://world-finance-tips.com/financial-tips/buying-a-home-in-a-down-economy-things-you-need-to-know/</link>
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		<pubDate>Wed, 08 Sep 2010 19:51:21 +0000</pubDate>
		<dc:creator>Renetta Rust</dc:creator>
				<category><![CDATA[Financial Tips]]></category>

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		<description><![CDATA[Buying a home is a major investment and one that should not be taken lightly. Simply looking at local property values, starting to feel the desire to own, and having adequate income may seem like the only requisites to making the decision to buy. However, if you base your decision to buy a home solely [...]]]></description>
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		<title>All About Single Payment Annuities</title>
		<link>http://world-finance-tips.com/financial-tips/all-about-single-payment-annuities/</link>
		<comments>http://world-finance-tips.com/financial-tips/all-about-single-payment-annuities/#comments</comments>
		<pubDate>Mon, 06 Sep 2010 17:55:23 +0000</pubDate>
		<dc:creator>Irene Segura</dc:creator>
				<category><![CDATA[Financial Tips]]></category>

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		<description><![CDATA[Are you on the verge of retirement, without being in any secured mode of retirement payment? In that case you might be worried about the loss of your regular salary? Or you might have a very fluctuating job where you make an enormous profit at one point of time and nothing at another point of [...]]]></description>
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		<title>Credit Card Debt Management Pointers from New Credit Card Laws</title>
		<link>http://world-finance-tips.com/financial-tips/credit-card-debt-management-pointers-from-new-credit-card-laws/</link>
		<comments>http://world-finance-tips.com/financial-tips/credit-card-debt-management-pointers-from-new-credit-card-laws/#comments</comments>
		<pubDate>Sat, 04 Sep 2010 09:13:10 +0000</pubDate>
		<dc:creator>Renetta Rust</dc:creator>
				<category><![CDATA[Financial Tips]]></category>

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		<description><![CDATA[The latest round of new rules for credit cards takes effect August 22. Those rules were made to protect consumers, so each can be taken as an indicator that Credit Card Debt Management is an issue in that area. With a little education, credit management becomes fairly simple and is a very important skill to [...]]]></description>
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		<title>SmartyPig Reverses Course, Cutting Rate to 1.75% APY</title>
		<link>http://world-finance-tips.com/financial-tips/smartypig-reverses-course-cutting-rate-to-1-75-apy/</link>
		<comments>http://world-finance-tips.com/financial-tips/smartypig-reverses-course-cutting-rate-to-1-75-apy/#comments</comments>
		<pubDate>Sat, 04 Sep 2010 03:50:35 +0000</pubDate>
		<dc:creator>James Pease</dc:creator>
				<category><![CDATA[Financial Tips]]></category>

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		<description><![CDATA[In late April, SmartyPig, a social website that lets friends and family members contribute to one’s saving goals, generated quite some buzz in the PF blog community when it raised its savings account rate to 2.15% APY. The reason why the move received so much attention was that SmartyPig did that while other banks were [...]]]></description>
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		<title>Bankruptcy Management – Chapter 7 or Chapter 13?</title>
		<link>http://world-finance-tips.com/financial-tips/bankruptcy-management-%e2%80%93-chapter-7-or-chapter-13/</link>
		<comments>http://world-finance-tips.com/financial-tips/bankruptcy-management-%e2%80%93-chapter-7-or-chapter-13/#comments</comments>
		<pubDate>Thu, 02 Sep 2010 13:25:47 +0000</pubDate>
		<dc:creator>James Pease</dc:creator>
				<category><![CDATA[Financial Tips]]></category>

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		<description><![CDATA[In the face of overwhelming debts and rising costs, individuals sometimes find that best option may be to file for bankruptcy. Although it sounds to many like the end of the world, the bankruptcy laws in the U.S. allow many individuals and families to file and then move on with their lives.There are two basic [...]]]></description>
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