If you’re interested in working from home doing call center work, here’s a job listing I ran across today…

While there are work at home positions, they seem to be focusing their recruiting on folks living in the general vicinity around Clarksville, TN

Please do your own due diligence of course.

20th June 2011 – Convergys Corporation a global leader in relationship management, is hiring for both on-site and work-at-home positions for its contact center in Clarksville, Tennessee. About 300 on-site employees and 75 work-at-home employees are needed.

Interested candidates from throughout the Clarksville, Tennessee/Kentucky Metro Area are invited to attend a Job Fair from 10 a.m. to 3 p.m. on Thursday, June 23 at Convergys, 324 Dover Road, in Clarksville. New emp

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My daughter is now 3 years old and as she continues to grow and mature, it’s becoming much easier for the two of us to communicate with one other. Finally, she can put together simple sentences and convey what she wants and needs using words instead of grunting or crying.

The problem is that she’s also getting smarter and harder to negotiate with. Once she wants something, she’s tends to have a one track mind.

Daughter: Daddy, can I play with your phone?
Me: Not right now my love
Daughter: Can I see your phone? Can I see your phone? Can I see your phone?
Me: I said not right now
Daughter: I picked up my toys off the floor…
Me: Mommy made you do that so that doesn’t count
Daughter: Can I see your phone? Can I see

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Lending to small businesses plummeted by $15 billion in first quarter of this year according to reports released by U.S. Small Business Administrations Office of Advocacy. Small business lending has shown signs of decline during the last three quarters. SBA report has found that lending to small businesses has fallen steadily during last three quarters. Lending fell on a yearly basis after hitting peak in 2008.

Total small business loans that stood outstanding in March 2011 decreased 2.4% or $14.9 billion to $609.4 billion. Outstanding loans for small businesses surged in 2008 to $711.5 billion but after the onset of recession lending to small business declined.

Banks begun to tighten lending standards and small businesses were found less willing to take on debt. As the recession continued, lending to small businesses dropped in 2009 and 2010.

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Wall-street is seeing a comeback in terms of lending to small businesses. The reason for this is 12 investment firms are arranging $1.38 billion of initial stock offerings, in-order, to pump in cash to nation’s biggest job creators.

Business development corporations (BDCs) are formed by leading corporations that typically lend to small businesses having annual revenue less than $500 million. This is in accordance to filings with US Securities & Exchange commission. The ongoing BDCs wave is the greatest in at-least seven years now.

Trillions of dollars are being flooded into the financial system by the Federal Reserve in the span of last three years. But, obtaining credit still remains a challenge for borrowers who do not have a direct access to capital markets. Unemployment is hovering above 9 percent, so in any event if credit continues to filter down, then the recovery of labor market would be slow. <

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I really can’t complain. My Google Adsense earnings have GONE UP since Google’s latest algorithm changes.

The problem is that still – for many – well performing pages on “authority” sites like Hub Pages got slammed and made the Hub Page folks overreact and anger their writers. I know they made me mad!

For many, this may be good news. I just hope my site keep cranking out higher Adsense earnings!

From the Performance Marketing Association

At last week’s SMX Advanced conference held in Seattle SearchEngineLand.com’s founder, Danny Sullivan, interviewed the head of Google’s Webspam team, Matt Cutts, for one of the keynotes.

During the discussion, Cutts said that Google will soon be rolling out an update to its Google Panda algorithm, which is widely considered to be one of the biggest changes Google has made to its complex internal search algorithm over the last few years.

Panda, released in February, was designed to identify low-quality pages and websites and eliminate duplicate content by penalizing these low-quality sites by dropping their Google rankings – dramatically. In some cases, it has

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In New York and in other parts of the nation, lending for small businesses has seen a clear rise. This is because the economy has improved and there is confidence among businesses though the activity is well below pre-recession levels.

The SBA’s 7(a) program has been used by 28 lenders to make 507 loans for $88.55 million in Buffalo District. That is an increase of 8.3 percent in loan volume and 13.8 percent in dollars. A 57 percent increase in loans took place inclusive of all programs of the SBA after the financial crisis of 2009.

Loan demand is returning and the incentives found as part of small business jobs act also has helped. Small business lending has been a key objective for the Obama administration and the Congress. Keeping this into consideration, small businesses representing vast majority of employers are paying part of nation’s private payroll, generating bulk of the country’s economic output and creating new jobs.

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SBA has announced opening of a Business Recovery Center in Decatur, Alabama so as to help businesses affected by storms, tornados, winds and floods. Private non-profit organizations now can borrow up-to $2 million, in-order, to repair damages caused by storms and ravages afflicted to real estate, machinery, equipment, inventory and other assets.

A total of 20% increase in loans may be granted for the total amount of disaster damage caused to real estate and lease holds. The additional grant is permitted so as to make improvements to lessen the risk of damage caused to property by similar natural disasters in future too.

SBA is also offering ‘Economic Injury Disaster Loans’ for small enterprises, small agricultural cooperatives, and small businesses like those engaged in aquaculture and also private, non-profit organizations. Eco

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